01 / Operational model
Who acts, and what changes?
Principal and authority origin
A cash-management agent. Board-approved treasury policy and named liquidity task.
Consequential action
Initiate an intercompany transfer.
02 / Action-time control
Make the requested effect testable.
Entity pair, account, amount, daily aggregate limit and segregation of duties. Reserve shared limit atomically and require dual approval above threshold.
OriginBoard-approved treasury policy and named liquidity task
RequestInitiate an intercompany transfer
DecisionEvaluate and enforce before effect
03 / Evidence and responsibility
Permission, execution, and outcome are separate.
Limit ledger, approver identities, transfer decision and bank-confirmed posting.
Treasury policy, bank controls and financial reconciliation remain customer-owned.
Primary source